* Did you know you should have your appraisals updated every 3-7 years?
* When was the last time you had an appraisal done even on just your engagement ring?
* You say you don't have any good jewelry. What about the items that are sitting in a box that you inherited, do you know what is in there?
* It doesn't have to be a million dollars to have an appraisal on it, it could be something that is irreplaceable in the heart.
* If you lost an item:
* Could you afford to replace it?
* Would you replace it?
* What sentimental value does the item have? (it would be worth it)
You insure your house and your car so when accidents happen you don't have an out of pocket expense. Why not insure your jewelry?